Partner's pension

Partner’s pension is the pension your partner will receive when you die. Your partner will only receive this pension if we know your partner before you retire. This page explains partner's pensions and how to register your partner with us.

What is a partner's pension?

In less than two minutes, this video explains what we do for your partner's pension. 

How do you register your partner for a partner's pension?

If you are married or have a registered partnership and live in the Netherlands,
we will automatically receive your partner’s details from the local authorities in the municipality where you live.

If you live together, but aren't married or a registered partner, or if you live outside the Netherlands and are going to cohabit, get married or enter into a partnership, we will not receive your partner’s details from the local authorities in the municipality where you live. In that case, you have to register your partner with us yourself.

More about cohabiting and registering your partner


What are the arrangements for your partner?

The amount your partner will receive depends on the moment of your death, among other things. And on how you accrue partner's pension.

  • If you die while you are still employed,
    your partner will receive up to 70% of the pension you could have accrued until your state pension age.
  • If you die after leaving employment or have already retired, your partner will only receive the partner's pension you accrued while you were working.


Visit mijnpgbpensioen.nl to find out what has been arranged for your partner  

  1. The pension planner at mijnpgbpensioen.nl shows how much partner's pension your partner will receive after your death.
  2. Pension 1-2-3 at mijnpgbpensioen.nl shows what has been arranged for your partner under your pension plan.

You can change the amount of the partner’s pension

  • Still accruing a pension? Then you can opt to put extra money aside with us to top up your partner’s pension.
  • Once you’ve retired, you can opt for no pension, more or the same pension for your partner.

What will change under the new pension system?

New pension rules have been drawn up. Your pension, too, will change. We expect the change to take effect on 1 January 2027, Under the new rules, there is still a partner's pension. However, the partner's pension will change in some cases. Our page about the new pension system also provides more information about the partner's pension.

Frequently asked questions about partner's pension

  • What happens to the partner's pension when I leave employment?

    If you die while you are no longer employed, the partner's pension is usually a lot lower than if you die while you are still employed. That is why we automatically convert part of your pension into a partner's pension when you leave employment. This will reduce your pension and increase your partner's pension.  

    If you don't want this, please indicate this on the 'Objection to automatic conversion' form. You will receive this form from us when you leave employment, along with the 'End of pension accrual pension statement'.

    Read more about your pension if you become unemployed. Or if you are going to accrue a pension somewhere else. 

  • Why is my partner's pension not 70% of my the pension of my partner?

    If your partner accrued pension with us before 2018, and your partner died while still employed, you may receive less than 70% of the pension that your partner could have accrued until state pension age. The reason for this is that previously, pensions were arranged differently. 

    To which account number do you transfer the partner's pension?

    We will pay this into the participant's bank account. So the account number to which we also transfer or transferred the pension. If you prefer payment to be made to another account number, please send us a letter or email with a copy of your bank card. You can find our address on our contact page.