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Financial position

Here you can read all about the financial position of Pensioenfonds PGB. See information on raising and lowering pensions, the annual reports, investment results and other financial documents. You will then know the financial position of your pension fund.

Dekkingsgraad

Coverage ratio

The coverage ratio shows you what our financial position is.

Coverage ratio
Pensioenfonds PGB in cijfers

Pensioenfonds PGB key figures

Our most important key figures in one overview.

See the overview

Costs

Pensioenfonds PGB tries to keep costs as low as possible 

We incur costs for the management and investments of the pensions. We aim to keep these costs as low as possible. There are two types of costs: 

Pension administration costs 
These are costs for the administration of pensions and for informing participants about their pensions. This also includes the costs of the Board In 2024, the costs per participant were €224.  

Asset management costs 
These are the costs for investing the pensions. In 2024, they amounted to 0.50% of the invested capital. 

Financiële rapportages

Financial reports

We report regularly on our financial position. We publish quarterly reports every quarter and our Annual Report once a year. 

Financial reporting
Rekenrente en pensioen

Actuarial interest rates and pensions

With the assets, we must be able to pay the pensions of all our participants, now and in the future. In order to determine whether we have enough assets for this, we make calculations with an interest rate: the actuarial interest rate.  

All about actuarial interest rates and pension accrual
Verhogen of verlagen

Higher or lower

Whether pensions are higher or lower depends on our financial position. 

All about increasing or decreasing

Interest rates, investments and coverage ratio

What role do interest rates, our investments and the coverage ratio play in your pension? The video (in Dutch) below explains.